How To Avoid Impulse Spending

 

How To Avoid Impulse Spending 

We've got some few questions to ask ourselves

Be honest when attending to the simple questions:

1. Is your spouse or partner complaining that you spend a lot of money, on either necessary things or unnecessary things?

2. Are you always surprised by credit card bill when it arrives every month, as for how much more you were charged than you thought you had?

3. Do you have more shoes and clothes in your wardrobe closet than you could hardly put on

4. Are you the type that gets the latest gadget once it's launched.

5. Are you the type that gets things you don't actually need, but buys it when displayed in the store?

If actually, your answer is YES, you're and impulse spender, so advise yourself on the retail therapy.

To be honest with you, it's actually bad, which avoid you from having savings, e.g., like house, car, a vacation or retirement. To be frank with you, you need to set some financial goals and desist on spending money on things that's wont be important in future.

Impulse spending will actually not only drained you; it drains your relationship with either your partner or closed pal. So to get rid of it, you've got to separate your needs from your wants.


My candid advice is that, whenever you're going for shopping, make a list of what you need and take exactly the amount to pay for what you've planned to get in the shopping. Note: Don't take your credit card along.

There are some cases when you get to the shopping, you see something you need, but you don't have the budget for that,  get what you have the budget for, and go home to rethink if what you saw would be needy for you, or something you can easily do without. With this little tips, you would adjust spending anyhow and mend your financial fences and also your relationships. 
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